Punjab Chief Minister Maryam Nawaz Sharif has set a target to provide 40,000 housing loans by May 2025 under the Apni Chhat Apna Ghar program. The initiative aims to help low-income families in Punjab build their homes. During a meeting, the CM approved Rs.62 billion for this program and instructed the officials to speed up the loan distribution process. She also suggested increasing the loan amount from Rs1.5 million to Rs2 million for better support.
| Feature | Details |
| Total Budget | Rs62 billion |
| Target Loans | 40,000 by May 2025 |
| Current Loan Limit | Rs1.5 million |
| Proposed Loan Limit | Rs2 million |
Contents
Loan Distribution Progress
The CM was briefed that around 5,000 people across Punjab have already received loans under this program. Additionally, over 4,200 houses are almost ready for completion. This shows the program is working effectively and has started to improve the housing situation in the province. The focus is on giving financial help to low-income families to build safe homes.
The CM has also ordered that the entire loan process should be made easier and faster for applicants to reduce delays. This will ensure more people benefit from the program.
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Ready-Made Homes for Poor Families
In collaboration with RUDA (Ravi Urban Development Authority) and the Housing and Urban Development Department, the program will also provide ready-made houses for poor families. This step will help families who cannot manage construction themselves.
Maryam Nawaz said every homeless person deserves a roof over their head. She believes owning a house is the basicright of every citizen, and this initiative will help many achieve that dream.
Proposal to Increase Loan Amount
The CM proposed increasing the loan limit from Rs1.5 million to Rs2 million. This increase is necessary due to rising construction costs and the need to build better-quality houses. It will allow families to construct homes that meet modern needs while staying within the financial assistance provided by the government.
The increase in loan amounts will be reviewed soon, and authorities are expected to approve this proposal for the benefit of more families.
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Financial Support for Low-Income Families
The program is designed to support families with limited income, ensuring they have access to affordable housing. Special focus is given to:
- Poor families who cannot afford housing.
- Women-led households, especially widows and divorced women.
- Disabled individuals who need financial help to secure shelter.
The government is working to ensure that all eligible families are registered and can avail themselves of this opportunity.
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Helpline for Apni Chhat Apna Ghar Program
The Apni Chhat Apna Ghar program has introduced a dedicated helpline to assist beneficiaries and applicants with their queries. For any information regarding loan eligibility, application procedures, or updates, you can contact the helpline at 0800-09100. The helpline is designed to provide clear guidance, ensuring a smooth experience for all applicants. Whether you need help with document requirements, biometric verification issues, or general inquiries about the program, the helpline staff is trained to address your concerns promptly. This initiative aims to make the program more accessible to everyone.
Conclusion
The Apni Chhat Apna Ghar program is a revolutionary step by the Punjab government to solve the housing crisis. With financial assistance, increased loan limits, and ready-made homes, the initiative ensures that no one is left without shelter. This program is a hope for low-income families to secure a brighter and safer future.
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FAQs
How many loans are planned under this program in 2025?
The Punjab government aims to provide 40,000 loans by May 2025.
Who is eligible for the program in 2025?
Low-income families, widows, divorced women, and disabled individuals are eligible for the loans.
What is the maximum loan amount under the program in 2025?
Currently, the loan limit is Rs1.5 million, with a proposal to increase it to Rs2 million.
Can ready-made houses be availed under this program in 2025?
Yes, in collaboration with RUDA, ready-made houses will be provided to poor families.